Lender
Access Bank Ghana
Access Bank Ghana Plc
Rates reported
9
Lowest of theirs
12.60%
Product details held
0 of 7
What this bank charges
Average annualised rates across whatever Access Bank Ghana lent in the period — a supervisory statistic, not a price list. This bank publishes no rate of its own that we have found. What any borrower is offered depends on the bank’s assessment of them.
Corporate credit
Lending rate 12.59%, no additional charges reported. 2.08pp below the 21-bank average
Lending rate 14.53%, no additional charges reported. 0.88pp above the 14-bank average
Lending rate 18.68%, no additional charges reported. 0.91pp above the 10-bank average
Personal credit
Lending rate 16.75%, no additional charges reported. 2.48pp below the 21-bank average
Lending rate 14.50%, no additional charges reported. 4.97pp below the 21-bank average
Lending rate 14.57%, no additional charges reported. 2.10pp below the 20-bank average
SME credit
Lending rate 20.94%, no additional charges reported. 0.33pp above the 22-bank average
Lending rate 15.77%, no additional charges reported. 3.66pp below the 16-bank average
Lending rate 16.33%, no additional charges reported. 0.82pp below the 12-bank average
What we don’t know about your products
Bank of Ghana’s report contains averages, not terms. So a business reading this page learns what you charged on average and nothing about what you actually offer.
7 things we’d like from you
Send your business lending terms — facility names, minimums, security, who qualifies, how long a decision takes — and we’ll publish those alongside the regulatory figures, with your document cited and dated. Businesses comparing lenders would then see what you actually offer rather than an average.
We don’t charge to be listed, no lender can buy a ranking, and we cite the source beside every figure. Corrections are free and applied the same day. A higher reported average doesn’t make a lender worse — it may reflect who you lend to, and we’d rather publish your explanation than leave the number bare.
Not licensed by the Securities and Exchange Commission of Ghana. We publish factual comparisons of regulated products and do not provide investment advice, hold client money, or execute transactions. We are not a credit broker and do not arrange finance.
About this data
Free to quote · no permission needed
- Source
- Bank of Ghana's Annual Percentage Rate return
- Covering
- Access Bank Ghana, fees included, return dated 31 May 2026
- Last checked
- October 2026
- Method
- Read directly from the return Bank of Ghana requires every licensed bank to file. Rates are annual percentage rates with fees included, as the Bank published them. Where the bank publishes its own figures, those are shown separately and dated. Indicative: the rate a borrower is offered depends on the bank's assessment.
Cite this
Access Bank Ghana — lending rates, Access Bank Ghana, fees included, return dated 31 May 2026. Compiled by Cedafin from Bank of Ghana's Annual Percentage Rate return. https://www.cedafin.com/lenders/access-bank-ghana (accessed 15 October 2026).
Use any of this without asking. No permission needed, no credit required — the line above is offered because a formatted citation is easier than composing one, not because we ask for it.