What these funds
actually cost

What this page doesn’t show

• What comes next. Every figure here is what has already happened, over the period stated. Ghanaian rates have fallen hard — the 91-day Treasury bill paid over 20% in early 2025 and around 5% by August 2026 — so a return earned in one rate environment says little about the next.
• How you open one, where it is published. Databank Wealth Management: Databank state that a foreign national can open a Wealth Management account, requiring a scanned copy of an international ID and a deposit made by bank transfer. The same page states a minimum of the cedi equivalent of USD 20,000. Documents listed: completed mandate form and questionnaire, passport photograph, national ID or passport, proof of address, and a client indemnity form.
• How you open the rest. Eleven Ghanaian providers set out what you need to open an account. For any other, ask which documents they need, whether a Ghanaian bank account comes first, and whether you can apply from abroad. See which providers publish what. Anything a provider sends us is published here, cited and dated.
• Tax. Ghanaian withholding on investment income hasn’t been verified, so it’s missing here rather than assumed to be nil. You’ll keep less than these charges alone suggest.
• Everything else. Holdings, asset allocation and credit quality all affect risk and are not shown here. Read the fund’s own factsheet before deciding.
• Fee history starts when our records start, not when the fee did.

Not licensed by the Securities and Exchange Commission of Ghana. We publish factual comparisons of regulated products and do not provide investment advice, hold client money, or execute transactions.